Custom Lending

Endeavor is a “unique requirements” lender where every loan represents a special situation. Although we welcome opportunities that come with sophisticated power point business plan presentations and exceptionally well-defined exit strategies, we are usually quite comfortable in simply discussing the loan request and gaining an understanding of the experience of the borrower and the strength of the collateral backing the loan. And although we are lenders and not equity participants in most transactions, we consider ourselves your partner in assisting you in successfully executing your plan.

No Application Fees

Because we are a private lender and not governed by a bank’s strict underwriting policy and procedure, we do not request that you submit applications and pay upfront fees to commence the loan review process. If we make a decision to pursue a loan request we will underwrite it entirely at our expense and will not request any underwriting fee until a commitment letter is issued.

Time is of the Essence

In most cases, we will make our decision within one week of beginning the underwriting. If we decide to proceed, we will issue you a commitment letter which will outline the terms of the transaction. And so from first introductions to loan closing the entire process should not take more than 10-15 business days. Our objective is not to burden the borrower with requesting information that is not relevant to the successful execution of the loan but to allow the borrower the flexibility to manage the project.